For Jersey Shore homeowners, hurricane and flood threats are worth the risk

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ELLIE RUSHING / PHILADELPHIA INQUIRER – When Hurricane Sandy’s floodwaters ravaged the first floor of Frank Cattie’s Ocean City, N.J., home, he assessed the damage, filed a flood insurance claim, and braced for the financial impact. But he was certain of one thing: He would not give up his slice of Shore heaven.

Cattie and his wife, Susan, who live in Jenkintown, bought a condo in Ocean City in 2000, then traded up for a nearly 100-year-old duplex a block from the bay in 2003. The house on North Street was a refuge — a place to read a book in the sun, relax at the beach, and share laughs with their two children and grandchildren …

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